Resources

DOL Rescinds Independent Contractor Final Rule

IMPORTANT DATES Jan. 7, 2021 – Trump Administration published final rule on independent contractor classification. Jan. 20, 2021- President Biden issued regulatory freeze on recently adopted…

Quick Tips on Reporting and Paying the PCORI Fees

The Patient-Centered Outcomes Research Trust Fund fee is a fee on issuers of specified health insurance policies and plan sponsors of applicable self-insured health plans…

8 Essentials of a Best-in-Class Fleet Safety Program

By Jason Jeran, Risk Control with Amerisure As the economy improves and businesses expand, there are more vehicles on the road covering more miles. This is…

Is My Wine Collection Covered by My Homeowner’s Insurance?

In recent years, as a growing number of Americans have become interested in wine, the number of collectors buying rare and valuable bottles has grown…

Bulk Tank Installation – Eyes Wide Open

Bulk tanks have been a part of the welding and gas business for a very long time, and they’re not going anywhere any time soon.…

The Importance of Communicating With Employees During Workers’ Compensation Claims

It is important for employers to make their employees feel appreciated and to invest in their well-being. Oftentimes, employees who face work-related injuries or illness…

IRA, HSA Contributions and File Forms 1040 Extension Made from IRS

Important Dates April 15, 2021 – Original due date for Form 1040 series returns. Current deadline for estimated tax payments. May 17, 2021 – Extended deadline for…

Employee Retention Credit (ERC) Guidance Issued by the IRS

Important Information The ERC is equal to 50% of qualified wages paid, including qualified health plan expenses, up to $10,000 per employee in 2020. For…

IRS FAQs focusing on Premium Tax Credit Changes resulting from the APRA

Highlights What is the premium tax credit (PTC)? How do taxpayers know that APTC was paid for their coverage? What happens if you already filed…

DOL Releases FAQs About American Rescue Plan’s COBRA Subsidy

Highlights Coverage is Retroactive: Individuals may start their subsidized coverage April 1, 2021, even if they make their election at a later date. Violations Subject to…

DOL Releases FAQs, Model Notices for COBRA Subsidy in the ARPA

Important dates: March 11, 2021: ARPA signed into law April 1, 2021: ARPA subsidy for COBRA premiums began. Sept. 30, 2021: ARPA subsidy for COBRA premiums expire.…

IRS Releases New Employer Resources on FFCRA Leave Tax Credits

HIGHLIGHTS The ARPA extended tax credits for FFCRA paid leave voluntarily provided by employers through Sept. 30, 2021. The tax credits cover costs related to…

Consolidated Appropriations Act and Mental Health Parity FAQs

HIGHLIGHTS The FAQs address the following: When plans and issuers must make their NQTL comparative analyses available What information plans and issuers must make available…

The Case for Critical Illness Insurance and Why Everyone Should Have It

Critical Illness insurance might very well be the most important type of coverage you’ve never heard of. It isn’t nearly as old a concept as life…

Virtual Wellness Programs for Employers

For many, virtual work happened overnight. While some enjoy it, others miss the hustle and bustle of being in the office. As it’s still unknown…

What Is and Isn’t Covered by a Wine Collection Insurance Policy?

Consumer interest in wine has risen sharply across the last decade and a half. Along with it has come a wave of new collectors whose…

Clarifying Guidance for Health FSA and DCAP COVID-19 Relief

In February, the IRS released Notice 2021-15 in order to clarify the application of temporary special rules for health flexible spending arrangements (FSAs) and dependent care…

DOL Will Allow Portions of the Tip Rule to Take Effect April 30

Important Dates December 30, 2020 – The DOL published its final rule on employee tips. The effective date was set for March 1, 2021. February 26,…

DOL Proposes to Rescind the FLSA Joint Employer Determination Rule

Important Dates March 16, 2020 – Joint employer rule became effective. September 8, 2020 – Federal District Court for the Southern District of New York…

IRS Issues Guidance on Employee Retention Credit for 2020

Important Information The ERC is equal to 50% of qualified wages paid, including qualified health plan expenses, up to $10,000 per employee in 2020. The…

American Rescue Plan Act: COBRA Subsidy Provisions

On March 11, 2021, the American Rescue Plan Act (ARPA) was signed into law and provides a 100% subsidy of premiums for employer-sponsored group health insurance continued…

Wine Damage Claims: Why It Pays to Work with a Specialist Broker

Insurance claims are complicated – particularly when it comes to wine collections. In fact, wine claims can be quite a bit more complicated than other…

OSHA’s Safe and Sound Week Scheduled for August 9th through 15th

Each year, more than 3.6 million employees are seriously injured each year while at work. Additionally, more than 5,000 workers are killed on the job.…

Warning: Fatal Vehicle Crashes Up 24% in 2020

More than 42,060 people died in vehicle crashes in 2020 across the country. The National Safety Council (NSC) has released preliminary data showing vehicle fatalities in…