Resources

Our resource library includes several insurance specific and risk related topics. To keep up-to-date on new additions to the library, register for our Newsletters at the bottom of the page.

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OSHA’s Updated Hazard Communication Standard

On July 19, 2024, OSHA’s updated final rule on its Hazard Communication Standard (HCS) went into effect. The amendments address issues that arose during the…

Wednesday, October 16, 2024

General, Manufacturing

Maintaining Working Areas in Industrial Settings

Slips, trips and falls are responsible for many industrial accidents and accidental deaths in the workplace. Paying close attention to the areas where we walk…

Thursday, July 25, 2024

General, Manufacturing

2024 Manufacturing Industry Trends

Manufacturing businesses contribute significantly to the economy by utilizing raw materials to create a wide range of finished products. In recent years, this industry has…

Thursday, April 18, 2024

General, Manufacturing

Creating a Safer Workplace: The Crucial Role of Comprehensive Safety Orientations in New Employee Onboarding

Ensuring a safe work environment is paramount for businesses across diverse sectors. One effective strategy to achieve this goal is by conducting comprehensive safety orientations…

Wednesday, February 28, 2024

Safety and OSHA, Manufacturing

Wait, We Did All This Work to Implement MFA, and Threat Actors Can Readily Bypass It?

Multifactor Authentication (MFA) is supposed to protect our networks. And it does in many respects, but it is not a failsafe or a crutch to…

Wednesday, January 31, 2024

Cyber, Risk Management, General, Education, Food Manufacturing, Healthcare, Hospitality, Manufacturing, Mergers & Acquisitions, Moving & Storage, Municipal, Non-Profit, Professional Services, Real Estate, Restaurants, Transportation, Welding & Gas Distribution, Wood Products

2023 Most Frequently Cited OSHA Standards – Manufacturing

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most…

Friday, January 26, 2024

General, Manufacturing

AI Reads the Fine Print (Leader’s Edge)

This article was originally published on Leader’s Edge Contracts can bring unanticipated risks, but finding those can be a slow and expensive process. An AI…

Thursday, January 25, 2024

General, Manufacturing

Navigating Product Recalls: Protecting Your Business and Reputation

As a manufacturer, your customers anticipate that your products will be safe and dependable. Despite your best efforts to ensure your goods are suitable for…

Monday, October 30, 2023

Risk Management, Manufacturing

OSHA’s Proposed Revisions to Employee Involvement in Inspections

On August 30, 2023, the Occupational Safety and Health Administration (OSHA) issued a Notice of Proposed Rulemaking (NPRM) aimed at revising its existing regulations concerning…

Tuesday, September 5, 2023

Safety and OSHA, Construction, Manufacturing

Risks Businesses Face During an Economic Downturn

An economic downturn can be a serious threat to manufacturers that haven’t thoroughly evaluated their business model. While devising creative solutions to keep your business…

Wednesday, August 16, 2023

General, Manufacturing

Process Safety Management

Various businesses have fought for years to prevent unexpected discharges of poisonous, flammable, or reactive gases and liquids in hazardous chemical processes. These emissions can…

Wednesday, July 26, 2023

Safety and OSHA, Manufacturing

Against Cyber Threats: Why the Food and Beverage Industry Needs Cyber Insurance

Cyber threats have become an ever-present danger in today’s digital landscape, and no industry is immune to their potentially devastating impact. In recent years, the…

Thursday, May 18, 2023

Cyber, Manufacturing

Staying Updated on OSHA’s Electronic Reporting Obligations

In today’s digital age, businesses need to stay aware of the ever-changing landscape of regulations and requirements. One such area that demands attention is occupational…

Tuesday, May 16, 2023

Risk Management, Safety and OSHA, Construction, Food Manufacturing, Manufacturing, Welding & Gas Distribution

The Importance of Business Interruption Insurance for Manufacturers

As a manufacturer, you are likely aware of the risks that come with running a business. One of the most significant risks is the possibility…

Friday, May 12, 2023

General, Manufacturing

Hired Non-Owned Auto Coverage: Essential Guide for Businesses

As a business owner, you know that your company faces a variety of risks every day. From cyber attacks to property damage, there are many…

Tuesday, May 9, 2023

Risk Management, Construction, Food Manufacturing, Healthcare, Manufacturing, Moving & Storage, Non-Profit, Real Estate, Towing, Transportation, Welding & Gas Distribution, Wood Products

The Dangers of Distracted Driving

Understanding the dangers of distracted driving can encourage motorists to minimize potential distractions behind the wheel. This article contains more information on distracted driving and ways…

Wednesday, March 29, 2023

Safety in Action, Manufacturing, Moving & Storage, Welding & Gas Distribution

Trends to Watch for in the Manufacturing Industry

The manufacturing sector consists of companies that generate finished products utilizing raw materials. Due to the range of items this industry plays a role in…

Tuesday, March 28, 2023

General, Manufacturing

Rolling Thunder: How the Credit Risk Climate Affects Risk Management and D&O Insurance

At The Horton Group, we’ve received many questions regarding the recent bank failures and how those failures can potentially trigger a Directors & Officers (D&O)…

Monday, March 27, 2023

General, Construction, Food Manufacturing, Healthcare, Manufacturing, Mergers & Acquisitions, Moving & Storage, Municipal, Non-Profit, Professional Services, Real Estate, Restaurants, Solar Energy, Transportation, Welding & Gas Distribution, Wood Products

How’s Your Safety Culture?

Perception IS Reality, using a Safety Perception Survey to gauge your safety culture and the viewpoints of your employees. Mostly everyone agrees that having a…

Tuesday, February 14, 2023

Safety and OSHA, Construction, Food Manufacturing, Manufacturing, Transportation, Welding & Gas Distribution

Avoiding Litigation: Ways to Prevent Disputes That Land Claims in Court

This article is reproduced with permission from SFM Mutual Insurance Company When an attorney gets involved in a workers’ compensation claim, it can increase claim…

Wednesday, February 1, 2023

General, Manufacturing, Moving & Storage, Welding & Gas Distribution

Product Recalls Are On the Rise

According to the U.S. product recall index released by Sedgwick Claims Services Management Inc., the number of product recalls reached a 20-year high in the…

Friday, January 27, 2023

Commercial, Manufacturing

Are employees driving their own vehicles a business risk?

By Tony Hopkins, CPCU, CIC, CRM If your employees drive their personal vehicles for work, your business is at risk of financial liability in the case…

Tuesday, December 6, 2022

General, Construction, Manufacturing, Moving & Storage, Municipal, Welding & Gas Distribution

Supply Chain Disruptions

Supply chain instability remains an evolving risk for manufacturers. Rising freight, high demand, raw material costs and slow deliveries continue to plague manufacturers, adding costs…

Tuesday, October 18, 2022

General, Manufacturing

Commercial Bonds

Surety bonds are an essential component of many business transactions, yet they’re often misunderstood. This article aims to dispel these misconceptions and deliver clear, factual…

Sunday, October 9, 2022

Surety, Construction, Food Manufacturing, Manufacturing, Moving & Storage, Municipal, Non-Profit, Real Estate, Transportation