A condo association will not protect you at all times. The Horton Group will.
If you own a condo, it is important to be aware of what you are and are not responsible for in the event of an accident or mishap at home. It is a common misconception to think that your condo association will have all condo owners covered under their policy. Yes, condominium owners have master policies that will protect THEIR building, THEIR property and THEIR belongings. However, these master policies are not designed to protect YOUR personal property or YOUR liabilities.
What are you responsible for as a condo owner?
Essentially, condo owners are responsible for the items and issues that are INSIDE their condo. This includes personal items, injuries on personal property, property damages to the inside of the condo, internal vandalism and fire, and more. Where do you go from here? You turn to The Horton Group for a solid condo insurance policy.
How will condo insurance protect you?
- It may cover personal property.
- It may cover incidents within the condo, such as freezing pipes, plumbing issues, fire, vandalism, burglary, etc.
- It may offer bodily injury liability if an individual is hurt on your property.
- It may offer liability coverage for property damage.
- It can cover replacements for internal fixtures that are essential.
- And more…
Depending on the type of coverage that your condo association already has, you may need more or less of the above options. Having a simple talk with one of our agents will make this clear and allow us to find you the right coverage for the right premium.
Make The Horton Group Your Condo Insurance Provider
Unlike a condo association, the Horton Group will be here to protect you from worst case scenarios. To learn more about the coverage that we can provide, please give our agents a call at (800) 981-4700 or take a moment to fill out the free quote form on this page. We offer choice and value thanks to our relationships with so many top-rated carriers. Our extensive staff is available 24/7 and would be more than happy to answer all of your burning questions and follow-up with a free quote. We are committed to delivering superior service – allow us to prove that to you!