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Property & Casualty Insurance

Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat – big or small.

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Are You Asking the Right Questions?

In today’s litigious world, making sure you have the right liability program in place to protect you against claims from others is essential. Protecting you doesn’t stop with the placement of a policy.

While most companies are confident their property insurance covers the building and contents in the event of a fire, we feel it’s critical to dig deeper.

  • What happens in the event of a supply chain disruption?
  • How is the equipment being valued?
  • How do I ensure the preparation assistance or forensic accountant will represent my interests?

These questions, along with many others, help ensure that policies are written to best fit your operations

Recognize Risks, Find Opportunities

Don’t be caught by risks that aren’t covered by your insurance company. Ask the tough questions. Being proactive today will ensure that you have a policy structured to protect your interests if a loss is caused by one of your suppliers.

Types of Property You May Need to Insure

Here are some examples of property that’s commonly insured:

  • Buildings and other structures (leased or owned)
  • Furniture, equipment and supplies
  • Inventory
  • Money and securities
  • Records of accounts receivable
  • Leasehold improvements and betterments you made to the rented premise
  • Machinery/boiler
  • Electronic data processing equipment (computers, etc.)
  • Valued documents, books and papers
  • Mobile property (construction equipment, etc.)
  • Property in transit
  • Cargo
  • Satellite dishes
  • Signs, fences and other outdoor property not directly attached to the building
  • Intangible property (goodwill, trademarks, etc.)
  • Business contingency for suppliers
  • Ordinary payroll
  • Extra expenses as a result of loss
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Protect What Matters Most with Insurance for Businesses

What’s best for people is best for business.

Explore our comprehensive business insurance coverage products. Don’t see what you need? Reach out to an advisor today — chances are we can make a plan to protect your business together.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.